Terms & Conditions

Credit union accounts must be in good standing to qualify for skip a payment program. Request must be received prior to the due date of the payment being skipped. Finance charges will continue to accrue during the deferment period. Deferring a payment may extend the original loan term and increase the finance charges. Excludes credit cards, balloon loans, loans secured by real estate, and other line of credit loans. Qualified loans may skip a payment up to two non-consecutive times in a 12-month period. Skip a payment program is not available for the first 90 days of a loan. This program is subject to credit union approval. A $20 fee will be applied to your loan for this convenience.